Long-Term Care Cost Calculator

Estimate future long-term care costs and plan for healthcare needs in retirement

Cost Projections Over Time

Planning Recommendations

Start Planning Early

With 20 years until your expected care age, you have time to build savings and explore insurance options. Early planning significantly reduces financial stress.

Consider Insurance

Long-term care insurance can protect your assets and provide more care options. Premiums are lower when purchased younger.

Build Dedicated Savings

You need an additional $375,661 to cover projected costs. Consider saving $18,783 annually.

Start Planning Early

With 20 years until care, you have time to build savings and explore options.

Consider Insurance

LTC insurance protects assets. Premiums are lower when younger.

Build Savings

Need $375,661 more. Save $18,783/year.

Years Until Care

Total Projected Cost

$425,661

Savings Gap

$375,661

% of Income

189.2%

Enter Your Care Planning Details

Enter your information below and we will dynamically update the report above

Personal Information

Current Age

Gender

Health Status

Expected Age of Care Need

Annual Household Income

State

Care Preferences

Care Types (select all that apply)

Home Health Aide

Hands-on personal care (bathing, dressing)

Homemaker Services

Non-medical assistance (cooking, cleaning)

Assisted Living

Residential care with daily activity support

Nursing Home

24/7 medical care in a facility

Adult Day Care

Daytime care and activities for seniors

Hours of Care per Week: 40 hours

7 hours168 hours (24/7)

Duration of Care: 3 years

1 year10 years

Financial Information

Current LTC Savings

Healthcare Inflation Rate: 3.45%

1%6%

I have Long-Term Care Insurance

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