The Wealth Foundry

Car Lease vs Finance Calculator

Compare the costs of leasing versus financing your next vehicle to make the best financial decision.

Monthly Payment Comparison

Our Recommendation

Leasing Recommended

Key Considerations

Consider your annual mileage, desire for ownership, and monthly budget when making your decision.

Long-term Impact

Financing builds equity of $0 after 60 months.

Lease Payment
$0.00
Finance Payment
$0.00
Total Lease Cost
$0
Total Finance Cost
$0

Total Cost Comparison

Leasing Benefits

  • Lower monthly payments
  • Drive newer vehicles more frequently
  • Warranty coverage throughout lease
  • No resale concerns

Financing Benefits

  • Build equity and ownership
  • No mileage restrictions
  • Freedom to modify vehicle
  • Can sell anytime

Enter Your Vehicle Details

Enter your information below and we will dynamically update the comparison above

Car Details

$
$
%
55%$19,250
30%70%

Lease Options

36 months
24 mo36 mo48 mo
$

Approx 5.04% APR

$/mile
$
$
$

Finance Options

$
%
$
$
$
$
$

Automatically calculated

Got Questions?

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